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Premium coverages are available for fabric, leather, and wood furniture, and may include:* Food or beverage stains on fabric, leather and wood. Stains caused by grass, crayons, grease, ballpoint pen ink, and cosmetics on upholstered furniture. Rips, tears, burns and punctures on fabric or leather upholstery. Liquid rings, heat marks and gouges on wood and stone. Glass and mirror breakage.